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Private student loans come from banks and other financial institutions. They often have higher overall costs and fewer repayment options. Before you decide to apply for a loan, make sure you explore all grants and scholarships that are available.
It’s the key to getting money for your education based on your financial need. By filing your FAFSA, you’ll be applying for most of the financial aid offered, including loans, grants, work-study, and some scholarships.
You can apply for an interest-free, short-term loan of up to $750 if you meet certain criteria. Explore short-term loans
Get information on financial aid as you apply to Indiana University, including FAFSA information, grants, scholarships and awards, student loans, and work-study.
Student loan options. A student loan is money you borrow that you are legally obligated to pay back later, usually with interest. This type of loan may be your best option for financing your education, depending on your situation.
Learn how to apply for a Federal Direct Loan, a type of loan available to most IU students.
Student loans include federal loans (awarded by the federal government) and private loans (awarded by an external lender, such a bank, credit union, state agency, or school). Federal loans are based on the FAFSA and are the most common type of federal aid available to students who demonstrate financial need.
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